Disability Insurance
Disability Income Insurance
Your income is a crucial asset that supports your family, finances, and lifestyle. It may be even more valuable than your property, vehicle, or savings.
In the event of illness or injury leading to an inability to work, the loss of income could have a significant financial impact on your family. Help protect your income.
Disability Insurance helps replace a portion of your income if you’re sick or injured and unable to work
Did You Know?
1 in 3 people can expect to be disabled for 90 days or more
90% of disabilities happen outside of work and are not covered by Workers Compensation.
Disability is the cause of nearly 50% of all home foreclosures.
Disabling Events Can Happen Anytime
Consider these factors
Right coverage amount
Have enough disability income insurance to cover your monthly living expenses for proper focus on recovery during critical times.
Importance of income
Protect your income at any age to ensure financial stability.
Best time to buy
It's best to buy disability income insurance now as the cost of premiums increases with age. With the importance of your income and financial goals, it's crucial to start today.
How to calculate the ideal amount of disability income insurance for you
Calculate Your Expenses
Your income covers necessities like housing, groceries, transportation, child care, etc.
Determine the Length of Your Benefit
Decide how long you need disability income insurance, such as for 6 months or until retirement.
Start Your Benefit
Choose the start date for your disability benefits, ranging from 30 days to 730 days after a disability occurs.
Disability Income Insurance
Provides monthly payment benefits to help replace a portion of your income in the event you're unable to work
Check out the coverage details.
Options may vary by state and/or age
Monthly Benefit
$300 to $20,000 per month (in $100 increments)
Benefit Period
6 months, 1 year, 2 years, 5 years, 10 years or to ages 65, 67 or 70
Elimination Period
30, 60, 90, 180, 365 or 730 days
Policy Issue Ages
18-61 years old
Disability Insurance
Policy Benefits
Survivor Benefits
Recurrent Disability
Waiver of Premium
Transplant Donor Benefits
Rehabilitation Benefit
Presumptive Total Disability
Protect Your Income with Us:
Get a customized disability income insurance policy tailored to your needs.
Save on Monthly Premiums:
Learn about possible discounts on your premiums.
